Primary Residential Mortgage in Louisiana vs the state
2.0%Denial rate-20.15 pts vs state
2.9%Decision denial rate-25.29 pts vs state
68.8%Origination rate+16.82 pts vs state
6.69%Median rate+0.06 pts vs state
0.57Rate spread (pts)+0.21 pts vs state
$72kMedian applicant income
238Loans originated
7Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 340 | 212 | 6.5% | 7.13% | #68 |
| 2024 | 297 | 207 | 4.4% | 6.99% | #78 |
| 2025 | 346 | 238 | 2.0% | 6.69% | #82 |
What Primary Residential Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rapides Parish | 129 | 86 | 2 | 1.6% |
| East Baton Rouge Parish | 52 | 39 | 1 | 1.9% |
| Lafayette Parish | 35 | 21 | 0 | 0.0% |
| Lafourche Parish | 17 | 12 | 0 | 0.0% |
| Ascension Parish | 10 | 8 | 0 | 0.0% |
| Orleans Parish | 10 | 6 | 1 | 10.0% |
| Iberia Parish | 9 | 6 | 0 | 0.0% |
| Terrebonne Parish | 9 | 9 | 0 | 0.0% |
| St. Tammany Parish | 8 | 5 | 0 | 0.0% |
| Avoyelles Parish | 8 | 4 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 346 applications in 2025, of which 238 were originated and 7 denied.
2.0% of all applications, or 2.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Primary Residential Mortgage originated in Louisiana in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology