Towne Mortgage in Louisiana vs the state
2.2%Denial rate-19.94 pts vs state
2.3%Decision denial rate-25.84 pts vs state
82.5%Origination rate+30.48 pts vs state
6.25%Median rate-0.38 pts vs state
0.29Rate spread (pts)-0.07 pts vs state
$80kMedian applicant income
296Loans originated
8Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 10 | 26.3% | 7.25% | #334 |
| 2024 | 223 | 181 | 2.2% | 6.49% | #95 |
| 2025 | 359 | 296 | 2.2% | 6.25% | #77 |
What Towne Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 74 | 61 | 3 | 4.1% |
| Rapides Parish | 59 | 46 | 0 | 0.0% |
| Avoyelles Parish | 44 | 36 | 0 | 0.0% |
| St. Tammany Parish | 25 | 23 | 0 | 0.0% |
| Lafourche Parish | 17 | 13 | 1 | 5.9% |
| Iberia Parish | 15 | 15 | 0 | 0.0% |
| Vermilion Parish | 13 | 12 | 1 | 7.7% |
| Grant Parish | 12 | 12 | 0 | 0.0% |
| Acadia Parish | 12 | 10 | 0 | 0.0% |
| St. Landry Parish | 11 | 7 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 359 applications in 2025, of which 296 were originated and 8 denied.
2.2% of all applications, or 2.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Towne Mortgage originated in Louisiana in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology