Guild Mortgage in Louisiana vs the state
5.6%Denial rate-16.56 pts vs state
7.3%Decision denial rate-20.88 pts vs state
64.3%Origination rate+12.29 pts vs state
6.50%Median rate-0.13 pts vs state
0.48Rate spread (pts)+0.12 pts vs state
$77kMedian applicant income
561Loans originated
49Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 196 | 114 | 10.7% | 6.99% | #105 |
| 2024 | 764 | 454 | 7.7% | 6.63% | #39 |
| 2025 | 873 | 561 | 5.6% | 6.50% | #37 |
What Guild Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rapides Parish | 125 | 83 | 4 | 3.2% |
| East Baton Rouge Parish | 93 | 66 | 2 | 2.2% |
| Caddo Parish | 79 | 41 | 10 | 12.7% |
| Calcasieu Parish | 75 | 57 | 2 | 2.7% |
| Avoyelles Parish | 71 | 53 | 4 | 5.6% |
| Evangeline Parish | 37 | 27 | 1 | 2.7% |
| Bossier Parish | 36 | 21 | 3 | 8.3% |
| Orleans Parish | 30 | 12 | 3 | 10.0% |
| Vernon Parish | 24 | 15 | 2 | 8.3% |
| Ascension Parish | 22 | 15 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 873 applications in 2025, of which 561 were originated and 49 denied.
5.6% of all applications, or 7.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Guild Mortgage originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology