Kind Lending in Louisiana vs the state
21.3%Denial rate-0.84 pts vs state
23.0%Decision denial rate-5.13 pts vs state
70.9%Origination rate+18.88 pts vs state
6.50%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.09 pts vs state
$100kMedian applicant income
299Loans originated
90Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 34 | 22 | 14.7% | 6.93% | #274 |
| 2024 | 74 | 41 | 27.0% | 6.25% | #195 |
| 2025 | 422 | 299 | 21.3% | 6.50% | #65 |
What Kind Lending lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 111 | 81 | 23 | 20.7% |
| East Baton Rouge Parish | 35 | 30 | 2 | 5.7% |
| Jefferson Parish | 31 | 20 | 7 | 22.6% |
| Orleans Parish | 26 | 7 | 14 | 53.8% |
| St. Tammany Parish | 20 | 15 | 4 | 20.0% |
| Rapides Parish | 20 | 12 | 8 | 40.0% |
| Natchitoches Parish | 18 | 16 | 2 | 11.1% |
| Bossier Parish | 16 | 15 | 1 | 6.3% |
| Livingston Parish | 14 | 12 | 2 | 14.3% |
| St. Martin Parish | 12 | 10 | 1 | 8.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 422 applications in 2025, of which 299 were originated and 90 denied.
21.3% of all applications, or 23.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Kind Lending originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology