BOM Bank in Louisiana vs the state
9.4%Denial rate-12.81 pts vs state
10.6%Decision denial rate-17.54 pts vs state
77.8%Origination rate+25.86 pts vs state
—Median rate
—Rate spread (pts)
$106kMedian applicant income
158Loans originated
19Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 271 | 208 | 11.1% | — | #83 |
| 2024 | 167 | 133 | 10.8% | — | #119 |
| 2025 | 203 | 158 | 9.4% | — | #116 |
What BOM Bank lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most BOM Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natchitoches Parish | 68 | 51 | 8 | 11.8% |
| Rapides Parish | 36 | 26 | 4 | 11.1% |
| Bossier Parish | 22 | 18 | 0 | 0.0% |
| Grant Parish | 21 | 18 | 1 | 4.8% |
| Sabine Parish | 18 | 16 | 2 | 11.1% |
| Caddo Parish | 17 | 16 | 0 | 0.0% |
| De Soto Parish | 7 | 5 | 1 | 14.3% |
| Bienville Parish | 3 | 2 | 0 | 0.0% |
| Winn Parish | 3 | 0 | 1 | 33.3% |
| East Baton Rouge Parish | 2 | 1 | 1 | 50.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 203 applications in 2025, of which 158 were originated and 19 denied.
9.4% of all applications, or 10.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are BOM Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology