Wells Fargo Bank in Louisiana vs the state
27.0%Denial rate+4.81 pts vs state
37.7%Decision denial rate+9.55 pts vs state
44.6%Origination rate-7.40 pts vs state
6.38%Median rate-0.25 pts vs state
0.26Rate spread (pts)-0.10 pts vs state
$96kMedian applicant income
152Loans originated
92Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 684 | 265 | 34.8% | 6.13% | #39 |
| 2024 | 381 | 145 | 31.8% | 6.38% | #62 |
| 2025 | 341 | 152 | 27.0% | 6.38% | #83 |
What Wells Fargo Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 39 | 14 | 16 | 41.0% |
| Jefferson Parish | 37 | 20 | 11 | 29.7% |
| East Baton Rouge Parish | 32 | 17 | 4 | 12.5% |
| Lafayette Parish | 28 | 11 | 10 | 35.7% |
| St. Tammany Parish | 25 | 13 | 6 | 24.0% |
| Caddo Parish | 23 | 13 | 4 | 17.4% |
| Bossier Parish | 14 | 5 | 1 | 7.1% |
| Livingston Parish | 14 | 8 | 4 | 28.6% |
| Ascension Parish | 13 | 9 | 0 | 0.0% |
| Ouachita Parish | 11 | 3 | 2 | 18.2% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 341 applications in 2025, of which 152 were originated and 92 denied.
27.0% of all applications, or 37.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Wells Fargo Bank originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology