American Pacific Mortgage in Louisiana vs the state
8.7%Denial rate-13.47 pts vs state
10.2%Decision denial rate-17.98 pts vs state
76.8%Origination rate+24.84 pts vs state
6.75%Median rate+0.13 pts vs state
0.83Rate spread (pts)+0.47 pts vs state
$84kMedian applicant income
106Loans originated
12Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 147 | 93 | 7.5% | 7.13% | #137 |
| 2024 | 104 | 72 | 13.5% | 7.12% | #159 |
| 2025 | 138 | 106 | 8.7% | 6.75% | #146 |
What American Pacific Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most American Pacific Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 41 | 30 | 4 | 9.8% |
| St. Landry Parish | 27 | 23 | 0 | 0.0% |
| Acadia Parish | 14 | 11 | 1 | 7.1% |
| St. Martin Parish | 13 | 10 | 2 | 15.4% |
| Calcasieu Parish | 11 | 9 | 1 | 9.1% |
| Evangeline Parish | 10 | 9 | 0 | 0.0% |
| Bossier Parish | 4 | 2 | 2 | 50.0% |
| Iberia Parish | 4 | 3 | 0 | 0.0% |
| Jefferson Davis Parish | 3 | 3 | 0 | 0.0% |
| East Baton Rouge Parish | 2 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 138 applications in 2025, of which 106 were originated and 12 denied.
8.7% of all applications, or 10.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans American Pacific Mortgage originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Pacific Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology