First National Bank in DeRidder in Louisiana vs the state
9.9%Denial rate-12.32 pts vs state
12.2%Decision denial rate-16.00 pts vs state
67.4%Origination rate+15.45 pts vs state
—Median rate
—Rate spread (pts)
$97kMedian applicant income
89Loans originated
13Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 167 | 124 | 6.0% | — | #125 |
| 2024 | 126 | 90 | 4.0% | — | #143 |
| 2025 | 132 | 89 | 9.9% | — | #155 |
What First National Bank in DeRidder lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First National Bank in DeRidder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beauregard Parish | 57 | 42 | 4 | 7.0% |
| Calcasieu Parish | 41 | 27 | 3 | 7.3% |
| Vernon Parish | 22 | 12 | 4 | 18.2% |
| Allen Parish | 3 | 3 | 0 | 0.0% |
| Orleans Parish | 2 | 1 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 1 | 0 | 0.0% |
| Sabine Parish | 1 | 1 | 0 | 0.0% |
| Bossier Parish | 1 | 0 | 0 | 0.0% |
| Evangeline Parish | 1 | 0 | 1 | 100.0% |
| Cameron Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 132 applications in 2025, of which 89 were originated and 13 denied.
9.9% of all applications, or 12.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First National Bank in DeRidder's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology