Eagle Bank and Trust in Louisiana vs the state
3.3%Denial rate-18.91 pts vs state
4.1%Decision denial rate-24.08 pts vs state
76.2%Origination rate+24.20 pts vs state
6.50%Median rate-0.13 pts vs state
0.44Rate spread (pts)+0.08 pts vs state
$81kMedian applicant income
374Loans originated
16Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 338 | 246 | 8.3% | 6.63% | #69 |
| 2024 | 477 | 356 | 4.6% | 6.63% | #53 |
| 2025 | 491 | 374 | 3.3% | 6.50% | #56 |
What Eagle Bank and Trust lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Eagle Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ouachita Parish | 356 | 276 | 10 | 2.8% |
| Morehouse Parish | 26 | 18 | 1 | 3.8% |
| Richland Parish | 25 | 18 | 2 | 8.0% |
| Union Parish | 17 | 13 | 0 | 0.0% |
| Franklin Parish | 15 | 13 | 2 | 13.3% |
| West Carroll Parish | 14 | 10 | 1 | 7.1% |
| Lincoln Parish | 13 | 12 | 0 | 0.0% |
| Jackson Parish | 9 | 4 | 0 | 0.0% |
| Claiborne Parish | 3 | 2 | 0 | 0.0% |
| St. Tammany Parish | 2 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 491 applications in 2025, of which 374 were originated and 16 denied.
3.3% of all applications, or 4.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Eagle Bank and Trust originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Eagle Bank and Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology