Cardinal Financial Company, Limited Partnership in Louisiana vs the state
11.7%Denial rate-10.50 pts vs state
12.2%Decision denial rate-15.91 pts vs state
71.1%Origination rate+19.14 pts vs state
6.50%Median rate-0.13 pts vs state
0.56Rate spread (pts)+0.20 pts vs state
$92kMedian applicant income
256Loans originated
42Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 679 | 451 | 12.2% | 6.75% | #40 |
| 2024 | 317 | 195 | 16.4% | 6.75% | #72 |
| 2025 | 360 | 256 | 11.7% | 6.50% | #76 |
What Cardinal Financial Company, Limited Partnership lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Cardinal Financial Company, Limited Partnership applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 55 | 45 | 5 | 9.1% |
| Tangipahoa Parish | 49 | 38 | 6 | 12.2% |
| Livingston Parish | 30 | 21 | 6 | 20.0% |
| Jefferson Parish | 29 | 19 | 1 | 3.4% |
| Orleans Parish | 27 | 16 | 4 | 14.8% |
| East Baton Rouge Parish | 27 | 21 | 3 | 11.1% |
| Ascension Parish | 22 | 18 | 3 | 13.6% |
| Lafayette Parish | 11 | 8 | 1 | 9.1% |
| Natchitoches Parish | 10 | 7 | 0 | 0.0% |
| Rapides Parish | 7 | 6 | 1 | 14.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 360 applications in 2025, of which 256 were originated and 42 denied.
11.7% of all applications, or 12.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Cardinal Financial Company, Limited Partnership originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Cardinal Financial Company, Limited Partnership's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology