Primelending, a Plainscapital · Louisiana · 2025

Primelending, a Plainscapital in Louisiana: approval rate, denial rate and rates (2025)

Primelending, a Plainscapital took 257 mortgage applications in Louisiana in 2025, ranking #95 of 721 lenders active in the state. It originated 68.9% of them and denied 13.2% (15.0% of the applications it decided), against a statewide denial rate of 22.2%.

257Applicationsin LA
15.0%Decision denial ratestate 28.2%
6.63%Median ratestate 6.63%
$205,000Median loanstate $165,000
$40MVolume25 counties

Primelending, a Plainscapital in Louisiana vs the state

13.2%Denial rate-8.94 pts vs state
15.0%Decision denial rate-13.11 pts vs state
68.9%Origination rate+16.90 pts vs state
6.63%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.01 pts vs state
$94kMedian applicant income
177Loans originated
34Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202328618211.5%6.75%#79
202420613810.2%6.75%#102
202525717713.2%6.63%#95

What Primelending, a Plainscapital lends in Louisiana

By loan purpose

Home purchase 199 77% · 10.1% denied
Refinance 22 9% · 27.3% denied
Cash-out refinance 26 10% · 23.1% denied
Other / HELOC 10 4% · 20.0% denied

By loan type

Conventional 157 61% · 11.5% denied
FHA 77 30% · 19.5% denied
VA 19 7% · 5.3% denied
USDA / RHS 4 2% · 0.0% denied

Why it denied Louisiana applicants

Debt-to-income ratio 14 41%
Credit history 7 21%
Collateral 5 15%
Incomplete application 4 12%
Employment history 3 9%
Other 1 3%

Where in Louisiana

Counties with the most Primelending, a Plainscapital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Tammany Parish 1259312 9.6%
Jefferson Parish 37323 8.1%
Orleans Parish 21105 23.8%
East Baton Rouge Parish 932 22.2%
St. John the Baptist Parish 851 12.5%
St. Charles Parish 752 28.6%
Livingston Parish 723 42.9%
Calcasieu Parish 541 20.0%
St. Bernard Parish 420 0.0%
Ascension Parish 422 50.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 257 applications in 2025, of which 177 were originated and 34 denied.

13.2% of all applications, or 15.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Primelending, a Plainscapital originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology