USAA Federal Savings Bank in Louisiana vs the state
30.0%Denial rate+7.81 pts vs state
43.1%Decision denial rate+14.94 pts vs state
38.9%Origination rate-13.07 pts vs state
6.38%Median rate-0.25 pts vs state
-0.13Rate spread (pts)-0.49 pts vs state
$123kMedian applicant income
170Loans originated
131Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 435 | 192 | 25.5% | 6.25% | #59 |
| 2024 | 455 | 191 | 27.7% | 6.50% | #54 |
| 2025 | 437 | 170 | 30.0% | 6.38% | #64 |
What USAA Federal Savings Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 58 | 15 | 21 | 36.2% |
| Bossier Parish | 49 | 27 | 9 | 18.4% |
| East Baton Rouge Parish | 32 | 13 | 11 | 34.4% |
| Jefferson Parish | 30 | 11 | 13 | 43.3% |
| Lafayette Parish | 25 | 10 | 9 | 36.0% |
| St. Tammany Parish | 22 | 8 | 7 | 31.8% |
| Calcasieu Parish | 20 | 8 | 5 | 25.0% |
| Caddo Parish | 19 | 7 | 4 | 21.1% |
| Livingston Parish | 17 | 8 | 3 | 17.6% |
| Tangipahoa Parish | 16 | 6 | 8 | 50.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 437 applications in 2025, of which 170 were originated and 131 denied.
30.0% of all applications, or 43.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans USAA Federal Savings Bank originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology