Bank of America in Louisiana vs the state
38.7%Denial rate+16.53 pts vs state
54.2%Decision denial rate+26.09 pts vs state
32.4%Origination rate-19.62 pts vs state
6.24%Median rate-0.38 pts vs state
0.55Rate spread (pts)+0.19 pts vs state
$125kMedian applicant income
219Loans originated
262Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 914 | 229 | 58.3% | 7.38% | #34 |
| 2024 | 650 | 198 | 46.6% | 6.99% | #45 |
| 2025 | 677 | 219 | 38.7% | 6.24% | #45 |
What Bank of America lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 99 | 39 | 34 | 34.3% |
| Jefferson Parish | 85 | 28 | 30 | 35.3% |
| St. Tammany Parish | 74 | 31 | 24 | 32.4% |
| East Baton Rouge Parish | 70 | 23 | 27 | 38.6% |
| Lafayette Parish | 35 | 11 | 11 | 31.4% |
| Caddo Parish | 27 | 7 | 12 | 44.4% |
| Ascension Parish | 27 | 10 | 9 | 33.3% |
| Ouachita Parish | 25 | 11 | 7 | 28.0% |
| Calcasieu Parish | 22 | 6 | 11 | 50.0% |
| Livingston Parish | 20 | 6 | 9 | 45.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 677 applications in 2025, of which 219 were originated and 262 denied.
38.7% of all applications, or 54.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Bank of America originated in Louisiana in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Bank of America's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology