Campus Federal Credit Union · Louisiana · 2025

Campus Federal Credit Union in Louisiana: approval rate, denial rate and rates (2025)

Campus Federal Credit Union took 197 mortgage applications in Louisiana in 2025, ranking #119 of 721 lenders active in the state. It originated 71.6% of them and denied 10.2% (10.9% of the applications it decided), against a statewide denial rate of 22.2%.

197Applicationsin LA
10.9%Decision denial ratestate 28.2%
6.25%Median ratestate 6.63%
$145,000Median loanstate $165,000
$33MVolume23 counties

Campus Federal Credit Union in Louisiana vs the state

10.2%Denial rate-12.02 pts vs state
10.9%Decision denial rate-17.28 pts vs state
71.6%Origination rate+19.60 pts vs state
6.25%Median rate-0.38 pts vs state
-0.15Rate spread (pts)-0.51 pts vs state
$134kMedian applicant income
141Loans originated
20Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202317012411.8%7.13%#122
202416711513.8%7.25%#117
202519714110.2%6.25%#119

What Campus Federal Credit Union lends in Louisiana

By loan purpose

Home purchase 89 45% · 2.3% denied
Refinance 24 12% · 29.2% denied
Cash-out refinance 32 16% · 18.8% denied
Home improvement 17 9% · 0.0% denied
Other / HELOC 35 18% · 14.3% denied

By loan type

Conventional 197 100% · 10.2% denied

Why it denied Louisiana applicants

Credit history 12 60%
Other 3 15%
Collateral 2 10%
Debt-to-income ratio 2 10%
Incomplete application 1 5%

Where in Louisiana

Counties with the most Campus Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 1087910 9.3%
Orleans Parish 1695 31.3%
Ascension Parish 1490 0.0%
Caddo Parish 1072 20.0%
Jefferson Parish 850 0.0%
Livingston Parish 530 0.0%
St. Tammany Parish 440 0.0%
Pointe Coupee Parish 422 50.0%
Bossier Parish 320 0.0%
Iberville Parish 330 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 197 applications in 2025, of which 141 were originated and 20 denied.

10.2% of all applications, or 10.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Campus Federal Credit Union originated in Louisiana in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Campus Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology