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Top home equity lenders in Louisiana (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

133kApplications in LA
28.2%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Louisiana ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 Regions BankBirmingham, AL C 917 3,356 45.8% 6.00%
2 Hancock Whitney BankGulfport, MS B 738 3,536 21.7% 6.00%
3 Loandepot.ComIrvine, CA D 642 1,723 35.9% 6.88%
4 Coastal Community BankEverett, WA C 636 991 2.4% 10.49%
5 Efcu FinancialBaton Rouge, LA D 554 790 22.0% —
6 Navy Federal Credit UnionVienna, VA D 501 2,113 26.1% 6.50%
7 Spring EqConshohocken, PA D 476 773 52.9% 9.85%
8 Pennymac Loan ServicesWestlake Village, CA C 471 2,323 13.0% 6.13%
9 Discover BankGreenwood, DE F 387 694 61.2% 8.93%
10 Figure LendingCharlotte, NC C 383 583 33.8% 10.65%
11 Nationstar MortgageCoppell, TX C 373 952 17.2% 7.75%
12 Neighbors Federal Credit UnionBaton Rouge, LA F 322 785 50.8% —
13 Cadence BankTupelo, MS B 309 1,065 16.2% 7.25%
14 Rocket MortgagePlymouth, MI C 305 5,770 25.9% 6.63%
15 Sofi BankCottonwood Heights, UT D 281 454 9.7% 7.74%
16 Broker SolutionsTustin, CA D 265 1,248 16.7% 6.99%
17 JPMorgan Chase BankColumbus, OH B 260 1,931 12.6% 6.63%
18 Bank of AmericaCharlotte, NC F 196 677 38.7% 6.24%
19 Valon MortgagePhoenix, AZ C 183 334 16.8% 10.30%
20 Gulf Coast Bank and TrustNew Orleans, LA C 178 2,039 10.8% 6.88%
21 Lakeview Loan ServicingCoral Gables, FL C 166 610 49.7% 6.75%
22 Better MortgageNew York, NY F 164 331 31.4% 8.25%
23 OnPath Federal Credit UnionMetairie, LA B 152 416 9.1% 6.60%
24 U.S. BankCincinnati, OH D 144 382 59.7% 6.99%
25 First Horizon BankMemphis, TN B 138 1,992 19.1% 6.63%
26 LendageSan Mateo, CA B 131 184 14.1% 11.25%
27 Fidelity BankNew Orleans, LA D 131 2,034 10.9% 6.75%
28 La Capitol Federal Credit UnionBaton Rouge, LA D 127 368 37.0% 5.99%
29 Crosscountry MortgageCleveland, OH B 125 1,009 4.9% 6.63%
30 KeeslerBiloxi, MS D 122 514 49.6% 7.25%
31 Mutual of Omaha MortgageSan Diego, CA C 114 526 20.7% 6.50%
32 Homebridge Financial ServicesIselin, NJ B 87 253 21.0% 9.54%
33 b1BANKBaton Rouge, LA C 80 759 7.1% 8.00%
34 First American Bank and TrustVacherie, LA C 76 646 11.6% —
35 Red River BankAlexandria, LA C 71 1,226 15.1% 6.50%
36 RCN CapitalSouth Windsor, CT D 63 139 42.5% 7.85%
37 Mission LoansColumbus, OH D 61 209 1.9% 8.19%
38 CSE Federal Credit UnionLake Charles, LA D 59 243 22.2% —
39 BarksdaleBossier City, LA C 53 949 21.4% 6.50%
40 The Loan StoreSan Francisco, CA B 48 481 8.3% 6.75%
41 New Day FinancialWest Palm Beach, FL F 43 837 27.4% 6.99%
42 Origin BankRuston, LA C 40 663 5.0% 7.25%
43 CHEVRON Federal Credit UnionConcord, CA C 38 89 16.9% 6.63%
44 Abbeville Building & Loan (A State-Chartered Savings Bank)Abbeville, LA B 37 219 7.3% —
45 Campus Federal Credit UnionBaton Rouge, LA B 35 197 10.2% 6.25%
46 Ouachita Valley Federal Credit UnionWest Monroe, LA F 28 131 25.2% 8.00%
47 Pentagon Federal Credit UnionMclean, VA F 28 154 46.8% 7.75%
48 Homeland BancsharesColumbia, LA B 27 363 5.0% —
49 Finance of America ReverseTulsa, OK C 25 55 12.7% 6.31%
50 Movement MortgageLancaster, SC A 25 1,676 2.5% 6.56%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.