Homebridge Financial Services · Louisiana · 2025

Homebridge Financial Services in Louisiana: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 253 mortgage applications in Louisiana in 2025, ranking #96 of 721 lenders active in the state. It originated 67.6% of them and denied 21.0% (23.5% of the applications it decided), against a statewide denial rate of 22.2%.

253Applicationsin LA
23.5%Decision denial ratestate 28.2%
9.54%Median ratestate 6.63%
$145,000Median loanstate $165,000
$28MVolume37 counties

Homebridge Financial Services in Louisiana vs the state

21.0%Denial rate-1.22 pts vs state
23.5%Decision denial rate-4.70 pts vs state
67.6%Origination rate+15.62 pts vs state
9.54%Median rate+2.91 pts vs state
0.12Rate spread (pts)-0.24 pts vs state
$113kMedian applicant income
171Loans originated
53Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231204942.5%6.88%#155
202423414629.1%7.38%#87
202525317121.0%9.54%#96

What Homebridge Financial Services lends in Louisiana

By loan purpose

Home purchase 79 31% · 24.1% denied
Refinance 17 7% · 35.3% denied
Cash-out refinance 19 8% · 63.2% denied
Home improvement 51 20% · 17.7% denied
Other / HELOC 87 34% · 8.1% denied

By loan type

Conventional 187 74% · 16.0% denied
FHA 48 19% · 33.3% denied
VA 14 6% · 42.9% denied
USDA / RHS 4 2% · 25.0% denied

Why it denied Louisiana applicants

Unverifiable information 24 45%
Collateral 19 36%
Debt-to-income ratio 4 8%
Credit history 3 6%
Incomplete application 2 4%
Insufficient cash 1 2%

Where in Louisiana

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 42317 16.7%
Jefferson Parish 23166 26.1%
Ascension Parish 20153 15.0%
Orleans Parish 20116 30.0%
St. Tammany Parish 19104 21.1%
Livingston Parish 17134 23.5%
Tangipahoa Parish 15122 13.3%
Lafayette Parish 15105 33.3%
Caddo Parish 1080 0.0%
Bossier Parish 761 14.3%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 253 applications in 2025, of which 171 were originated and 53 denied.

21.0% of all applications, or 23.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Homebridge Financial Services originated in Louisiana in 2025 was 9.54%, against a statewide median of 6.63%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology