Valon Mortgage in Louisiana vs the state
16.8%Denial rate-5.40 pts vs state
19.0%Decision denial rate-9.17 pts vs state
57.5%Origination rate+5.52 pts vs state
10.30%Median rate+3.68 pts vs state
4.12Rate spread (pts)+3.76 pts vs state
$120kMedian applicant income
192Loans originated
56Denied
What Valon Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 63 | 40 | 12 | 19.0% |
| East Baton Rouge Parish | 62 | 35 | 11 | 17.7% |
| Jefferson Parish | 29 | 15 | 6 | 20.7% |
| Livingston Parish | 28 | 15 | 4 | 14.3% |
| Ascension Parish | 25 | 17 | 1 | 4.0% |
| Lafayette Parish | 15 | 11 | 2 | 13.3% |
| Orleans Parish | 13 | 8 | 2 | 15.4% |
| Tangipahoa Parish | 12 | 5 | 3 | 25.0% |
| Calcasieu Parish | 8 | 5 | 1 | 12.5% |
| St. Charles Parish | 8 | 7 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 334 applications in 2025, of which 192 were originated and 56 denied.
16.8% of all applications, or 19.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Valon Mortgage originated in Louisiana in 2025 was 10.30%, against a statewide median of 6.63%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology