Better Mortgage in Louisiana vs the state
31.4%Denial rate+9.25 pts vs state
59.1%Decision denial rate+30.94 pts vs state
21.2%Origination rate-30.82 pts vs state
8.25%Median rate+1.63 pts vs state
0.80Rate spread (pts)+0.44 pts vs state
$126kMedian applicant income
70Loans originated
104Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 34 | 14.4% | 5.94% | #168 |
| 2024 | 109 | 30 | 15.6% | 6.69% | #153 |
| 2025 | 331 | 70 | 31.4% | 8.25% | #86 |
What Better Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 56 | 12 | 18 | 32.1% |
| East Baton Rouge Parish | 42 | 7 | 14 | 33.3% |
| Jefferson Parish | 37 | 10 | 7 | 18.9% |
| St. Tammany Parish | 23 | 7 | 4 | 17.4% |
| Ascension Parish | 19 | 7 | 2 | 10.5% |
| Lafayette Parish | 19 | 4 | 9 | 47.4% |
| Calcasieu Parish | 12 | 2 | 4 | 33.3% |
| Tangipahoa Parish | 12 | 1 | 4 | 33.3% |
| Caddo Parish | 11 | 2 | 7 | 63.6% |
| Terrebonne Parish | 10 | 0 | 2 | 20.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 331 applications in 2025, of which 70 were originated and 104 denied.
31.4% of all applications, or 59.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Better Mortgage originated in Louisiana in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology