U.S. Bank in Louisiana vs the state
59.7%Denial rate+37.52 pts vs state
67.3%Decision denial rate+39.11 pts vs state
28.3%Origination rate-23.70 pts vs state
6.99%Median rate+0.37 pts vs state
0.61Rate spread (pts)+0.25 pts vs state
$102kMedian applicant income
108Loans originated
228Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 408 | 118 | 58.1% | 7.58% | #60 |
| 2024 | 366 | 95 | 57.7% | 7.80% | #64 |
| 2025 | 382 | 108 | 59.7% | 6.99% | #71 |
What U.S. Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 55 | 12 | 38 | 69.1% |
| Orleans Parish | 47 | 17 | 27 | 57.4% |
| St. Tammany Parish | 33 | 15 | 13 | 39.4% |
| Jefferson Parish | 28 | 7 | 18 | 64.3% |
| Caddo Parish | 25 | 5 | 20 | 80.0% |
| Lafayette Parish | 22 | 10 | 9 | 40.9% |
| Livingston Parish | 16 | 2 | 11 | 68.8% |
| Ouachita Parish | 16 | 6 | 8 | 50.0% |
| Calcasieu Parish | 14 | 4 | 6 | 42.9% |
| Tangipahoa Parish | 13 | 1 | 11 | 84.6% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 382 applications in 2025, of which 108 were originated and 228 denied.
59.7% of all applications, or 67.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans U.S. Bank originated in Louisiana in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology