The Loan Store in Louisiana vs the state
8.3%Denial rate-13.85 pts vs state
9.6%Decision denial rate-18.56 pts vs state
67.2%Origination rate+15.18 pts vs state
6.75%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.04 pts vs state
$110kMedian applicant income
323Loans originated
40Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 20 | 9.7% | 7.13% | #285 |
| 2024 | 141 | 87 | 10.6% | 6.88% | #131 |
| 2025 | 481 | 323 | 8.3% | 6.75% | #59 |
What The Loan Store lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 111 | 81 | 3 | 2.7% |
| East Baton Rouge Parish | 60 | 41 | 2 | 3.3% |
| Jefferson Parish | 58 | 32 | 6 | 10.3% |
| Calcasieu Parish | 32 | 27 | 3 | 9.4% |
| Orleans Parish | 30 | 15 | 2 | 6.7% |
| Livingston Parish | 21 | 9 | 4 | 19.0% |
| St. Tammany Parish | 21 | 17 | 0 | 0.0% |
| St. Martin Parish | 14 | 8 | 2 | 14.3% |
| St. Landry Parish | 14 | 11 | 2 | 14.3% |
| Ascension Parish | 13 | 10 | 1 | 7.7% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 481 applications in 2025, of which 323 were originated and 40 denied.
8.3% of all applications, or 9.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans The Loan Store originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology