Pentagon Federal Credit Union in Louisiana vs the state
46.8%Denial rate+24.58 pts vs state
55.8%Decision denial rate+27.66 pts vs state
35.7%Origination rate-16.26 pts vs state
7.75%Median rate+1.13 pts vs state
0.55Rate spread (pts)+0.19 pts vs state
$118kMedian applicant income
55Loans originated
72Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 206 | 61 | 44.7% | 6.13% | #102 |
| 2024 | 169 | 53 | 37.9% | 8.63% | #116 |
| 2025 | 154 | 55 | 46.8% | 7.75% | #139 |
What Pentagon Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 19 | 8 | 10 | 52.6% |
| East Baton Rouge Parish | 18 | 6 | 11 | 61.1% |
| St. Tammany Parish | 18 | 7 | 7 | 38.9% |
| Orleans Parish | 15 | 5 | 8 | 53.3% |
| Caddo Parish | 13 | 3 | 6 | 46.2% |
| Calcasieu Parish | 10 | 4 | 4 | 40.0% |
| Lafayette Parish | 8 | 2 | 3 | 37.5% |
| Ascension Parish | 6 | 1 | 2 | 33.3% |
| Terrebonne Parish | 5 | 0 | 3 | 60.0% |
| Livingston Parish | 5 | 1 | 2 | 40.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 154 applications in 2025, of which 55 were originated and 72 denied.
46.8% of all applications, or 55.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Pentagon Federal Credit Union originated in Louisiana in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology