OnPath Federal Credit Union in Louisiana vs the state
9.1%Denial rate-13.04 pts vs state
9.2%Decision denial rate-18.93 pts vs state
89.9%Origination rate+37.93 pts vs state
6.60%Median rate-0.03 pts vs state
0.14Rate spread (pts)-0.22 pts vs state
$149kMedian applicant income
374Loans originated
38Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 52 | 20.3% | 8.49% | #153 |
| 2024 | 222 | 171 | 6.8% | 6.54% | #97 |
| 2025 | 416 | 374 | 9.1% | 6.60% | #66 |
What OnPath Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most OnPath Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 124 | 118 | 4 | 3.2% |
| Jefferson Parish | 91 | 84 | 6 | 6.6% |
| St. Tammany Parish | 70 | 65 | 5 | 7.1% |
| St. John the Baptist Parish | 26 | 19 | 7 | 26.9% |
| Tangipahoa Parish | 24 | 19 | 5 | 20.8% |
| St. Charles Parish | 24 | 23 | 1 | 4.2% |
| East Baton Rouge Parish | 11 | 10 | 1 | 9.1% |
| Ascension Parish | 11 | 11 | 0 | 0.0% |
| St. James Parish | 7 | 6 | 1 | 14.3% |
| Livingston Parish | 6 | 4 | 2 | 33.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 416 applications in 2025, of which 374 were originated and 38 denied.
9.1% of all applications, or 9.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans OnPath Federal Credit Union originated in Louisiana in 2025 was 6.60%, against a statewide median of 6.63%.
About this data. Figures are OnPath Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology