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Top home equity lenders in New Hampshire (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

58kApplications in NH
20.3%State decision denial rate
6.82%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
New Hampshire ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 Citizens BankProvidence, RI C 1,204 4,969 24.3% 7.40%
2 Service Federal Credit UnionPortsmouth, NH C 606 2,300 25.5% 6.49%
3 TD BankWilmington, DE D 333 1,811 22.5% 7.54%
4 Figure LendingCharlotte, NC C 312 477 26.0% 8.60%
5 Spring EqConshohocken, PA D 279 641 53.4% 9.10%
6 Lighthouse Federal Credit UnionPortsmouth, NH D 266 1,311 34.3% 7.49%
7 Coastal Community BankEverett, WA C 248 459 2.2% 9.99%
8 Bank of AmericaCharlotte, NC F 243 1,068 28.9% 5.99%
9 Loandepot.ComIrvine, CA D 216 936 14.6% 6.75%
10 DigitalSan Jose, CA D 208 1,129 20.3% 7.74%
11 St. Mary's Bank Credit UnionManchester, NH B 199 1,514 21.2% 7.25%
12 Sofi BankCottonwood Heights, UT D 195 333 10.8% 7.90%
13 Discover BankGreenwood, DE F 191 395 52.9% 8.47%
14 Nationstar MortgageCoppell, TX C 183 468 13.3% 7.38%
15 Pennymac Loan ServicesWestlake Village, CA C 180 680 11.8% 6.63%
16 Bellwether Community Credit UnionManchester, NH B 172 488 16.4% 7.25%
17 Navy Federal Credit UnionVienna, VA D 138 634 17.5% 7.50%
18 Better MortgageNew York, NY F 125 245 31.4% 8.13%
19 Meredith Village Savings BankMeredith, NH C 121 900 13.3% 7.25%
20 The Camden National BankCamden, ME A 114 556 17.8% 6.75%
21 Eastern BankBoston, MA B 112 471 28.7% 6.99%
22 Mascoma BankLebanon, NH B 112 580 12.4% 6.99%
23 Bar Harbor Bank & TrustBar Harbor, ME D 103 479 20.3% 7.13%
24 Lakeview Loan ServicingCoral Gables, FL C 97 419 40.1% 6.25%
25 Rocket MortgagePlymouth, MI C 90 3,090 17.0% 6.75%
26 Crosscountry MortgageCleveland, OH B 86 965 3.5% 6.79%
27 Manufacturers and Traders TrustBuffalo, NY C 78 574 31.9% 5.99%
28 Granite State Credit UnionManchester, NH C 72 542 7.8% 7.50%
29 Bangor Savings BankBangor, ME B 66 410 18.8% 7.00%
30 Broker SolutionsTustin, CA D 56 585 9.1% 6.75%
31 U.S. BankCincinnati, OH D 53 202 26.7% 7.00%
32 New HampshireConcord, NH F 46 141 44.7% —
33 Third Federal Savings and Loan Association of ClevelandCleveland, OH C 42 113 32.7% 6.99%
34 Holy Rosary Regional Credit UnionRochester, NH A 42 364 9.1% 6.50%
35 PNC BankWilmington, DE D 36 123 27.6% 6.50%
36 Sis Bancorp, MHCSanford, ME B 30 112 5.4% 7.50%
37 Hanscom Federal Credit UnionHanscom Afb, MA B 30 118 16.1% 7.00%
38 Homebridge Financial ServicesIselin, NJ B 29 104 18.3% 9.44%
39 Mutual of Omaha MortgageSan Diego, CA C 29 225 16.0% 6.38%
40 METRO Credit UnionChelsea, MA B 28 231 11.7% 6.85%
41 Valon MortgagePhoenix, AZ C 27 52 17.3% 7.70%
42 JPMorgan Chase BankColumbus, OH B 27 311 10.9% 6.38%
43 CMG MortgageSan Ramon, CA A 27 3,499 2.5% 6.63%
44 Guaranteed RateChicago, IL B 26 700 4.6% 6.55%
45 ONE Credit UnionSpringfield, VT C 25 48 10.4% 7.13%
46 Salem Five Cents Savings BankSalem, MA A 24 77 16.9% 5.99%
47 802 Credit UnionBarre, VT B 23 59 3.4% 6.88%
48 NBT BankNorwich, NY B 23 111 18.0% 5.68%
49 Fairway Independent MortgageMadison, WI B 22 944 6.0% 6.63%
50 JEANNE D'ARC Credit UnionLowell, MA B 21 192 12.5% 6.69%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.