Holy Rosary Regional Credit Union in New Hampshire vs the state
9.1%Denial rate-7.42 pts vs state
11.0%Decision denial rate-9.31 pts vs state
72.3%Origination rate+10.54 pts vs state
6.50%Median rate-0.32 pts vs state
-0.02Rate spread (pts)-0.26 pts vs state
$119kMedian applicant income
263Loans originated
33Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 407 | 290 | 9.8% | 6.99% | #30 |
| 2024 | 334 | 242 | 7.2% | 7.50% | #39 |
| 2025 | 364 | 263 | 9.1% | 6.50% | #42 |
What Holy Rosary Regional Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Holy Rosary Regional Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Strafford County | 245 | 177 | 19 | 7.8% |
| Carroll County | 43 | 33 | 4 | 9.3% |
| Rockingham County | 33 | 23 | 6 | 18.2% |
| Belknap County | 17 | 13 | 2 | 11.8% |
| Hillsborough County | 14 | 11 | 0 | 0.0% |
| Merrimack County | 7 | 3 | 0 | 0.0% |
| Coos County | 4 | 2 | 2 | 50.0% |
| Grafton County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 364 applications in 2025, of which 263 were originated and 33 denied.
9.1% of all applications, or 11.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Holy Rosary Regional Credit Union originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.
About this data. Figures are Holy Rosary Regional Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology