Digital in New Hampshire vs the state
20.3%Denial rate+3.79 pts vs state
25.8%Decision denial rate+5.49 pts vs state
57.7%Origination rate-4.05 pts vs state
7.74%Median rate+0.92 pts vs state
0.51Rate spread (pts)+0.27 pts vs state
$137kMedian applicant income
651Loans originated
229Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,203 | 609 | 24.0% | 7.37% | #10 |
| 2024 | 1,342 | 671 | 25.0% | 7.99% | #9 |
| 2025 | 1,129 | 651 | 20.3% | 7.74% | #9 |
What Digital lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 724 | 425 | 146 | 20.2% |
| Rockingham County | 223 | 127 | 47 | 21.1% |
| Merrimack County | 86 | 45 | 16 | 18.6% |
| Belknap County | 28 | 20 | 5 | 17.9% |
| Cheshire County | 24 | 11 | 5 | 20.8% |
| Carroll County | 21 | 12 | 7 | 33.3% |
| Strafford County | 15 | 7 | 2 | 13.3% |
| Coos County | 4 | 1 | 0 | 0.0% |
| Sullivan County | 2 | 1 | 1 | 50.0% |
| Grafton County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
| Guild Mortgage | A | 970 | 5.5% | 6.63% |
Frequently asked questions
New Hampshire: 1,129 applications in 2025, of which 651 were originated and 229 denied.
20.3% of all applications, or 25.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Digital originated in New Hampshire in 2025 was 7.74%, against a statewide median of 6.82%.
About this data. Figures are Digital's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology