Lighthouse Federal Credit Union in New Hampshire vs the state
34.3%Denial rate+17.83 pts vs state
37.5%Decision denial rate+17.20 pts vs state
51.6%Origination rate-10.15 pts vs state
7.49%Median rate+0.67 pts vs state
0.50Rate spread (pts)+0.26 pts vs state
$114kMedian applicant income
676Loans originated
450Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,504 | 771 | 33.4% | 6.50% | #6 |
| 2024 | 1,498 | 809 | 32.8% | 7.63% | #7 |
| 2025 | 1,311 | 676 | 34.3% | 7.49% | #8 |
What Lighthouse Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Lighthouse Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Strafford County | 381 | 216 | 118 | 31.0% |
| Rockingham County | 329 | 173 | 107 | 32.5% |
| Carroll County | 162 | 70 | 73 | 45.1% |
| Grafton County | 113 | 52 | 43 | 38.1% |
| Merrimack County | 99 | 49 | 32 | 32.3% |
| Hillsborough County | 86 | 44 | 26 | 30.2% |
| Coos County | 70 | 38 | 24 | 34.3% |
| Belknap County | 43 | 23 | 13 | 30.2% |
| Sullivan County | 21 | 8 | 11 | 52.4% |
| Cheshire County | 7 | 3 | 3 | 42.9% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
| Guild Mortgage | A | 970 | 5.5% | 6.63% |
Frequently asked questions
New Hampshire: 1,311 applications in 2025, of which 676 were originated and 450 denied.
34.3% of all applications, or 37.5% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Lighthouse Federal Credit Union originated in New Hampshire in 2025 was 7.49%, against a statewide median of 6.82%.
About this data. Figures are Lighthouse Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology