Rocket Mortgage · New Hampshire · 2025

Rocket Mortgage in New Hampshire: approval rate, denial rate and rates (2025)

Rocket Mortgage took 3,090 mortgage applications in New Hampshire in 2025, ranking #3 of 535 lenders active in the state. It originated 74.3% of them and denied 17.0% (18.2% of the applications it decided), against a statewide denial rate of 16.5%.

3.1kApplicationsin NH
18.2%Decision denial ratestate 20.3%
6.75%Median ratestate 6.82%
$255,000Median loanstate $265,000
$640MVolume10 counties

Rocket Mortgage in New Hampshire vs the state

17.0%Denial rate+0.53 pts vs state
18.2%Decision denial rate-2.06 pts vs state
74.3%Origination rate+12.63 pts vs state
6.75%Median rate-0.07 pts vs state
0.56Rate spread (pts)+0.32 pts vs state
$119kMedian applicant income
2,297Loans originated
526Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,6501,19417.5%6.69%#5
20242,2271,66416.1%6.75%#3
20253,0902,29717.0%6.75%#3

What Rocket Mortgage lends in New Hampshire

By loan purpose

Home purchase 635 21% · 11.0% denied
Refinance 540 17% · 14.4% denied
Cash-out refinance 1,777 58% · 19.3% denied
Home improvement 48 2% · 29.2% denied
Other / HELOC 90 3% · 23.3% denied

By loan type

Conventional 2,497 81% · 15.3% denied
FHA 397 13% · 28.5% denied
VA 196 6% · 15.8% denied

Why it denied New Hampshire applicants

Collateral 225 43%
Debt-to-income ratio 122 23%
Incomplete application 92 17%
Insufficient cash 28 5%
Credit history 23 4%
Other 20 4%
Unverifiable information 11 2%
Employment history 5 1%

Where in New Hampshire

Counties with the most Rocket Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 895689126 14.1%
Rockingham County 698532113 16.2%
Merrimack County 34327240 11.7%
Strafford County 22716541 18.1%
Cheshire County 17913333 18.4%
Belknap County 17813128 15.7%
Grafton County 17611644 25.0%
Carroll County 16511138 23.0%
Sullivan County 1359037 27.4%
Coos County 945826 27.7%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%
Guild MortgageA 9705.5%6.63%

Frequently asked questions

New Hampshire: 3,090 applications in 2025, of which 2,297 were originated and 526 denied.

17.0% of all applications, or 18.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Rocket Mortgage originated in New Hampshire in 2025 was 6.75%, against a statewide median of 6.82%.

About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology