Bank of America in New Hampshire vs the state
28.9%Denial rate+12.44 pts vs state
38.7%Decision denial rate+18.45 pts vs state
45.2%Origination rate-16.49 pts vs state
5.99%Median rate-0.83 pts vs state
0.88Rate spread (pts)+0.64 pts vs state
$147kMedian applicant income
483Loans originated
309Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,237 | 455 | 45.9% | 6.99% | #9 |
| 2024 | 1,102 | 443 | 30.5% | 6.99% | #11 |
| 2025 | 1,068 | 483 | 28.9% | 5.99% | #10 |
What Bank of America lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 356 | 152 | 112 | 31.5% |
| Hillsborough County | 315 | 153 | 88 | 27.9% |
| Merrimack County | 102 | 41 | 29 | 28.4% |
| Strafford County | 76 | 32 | 21 | 27.6% |
| Grafton County | 59 | 31 | 14 | 23.7% |
| Carroll County | 57 | 29 | 15 | 26.3% |
| Belknap County | 38 | 18 | 9 | 23.7% |
| Cheshire County | 34 | 11 | 10 | 29.4% |
| Sullivan County | 18 | 10 | 6 | 33.3% |
| Coos County | 13 | 6 | 5 | 38.5% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Guild Mortgage | A | 970 | 5.5% | 6.63% |
Frequently asked questions
New Hampshire: 1,068 applications in 2025, of which 483 were originated and 309 denied.
28.9% of all applications, or 38.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Bank of America originated in New Hampshire in 2025 was 5.99%, against a statewide median of 6.82%.
About this data. Figures are Bank of America's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology