TD Bank · New Hampshire · 2025

TD Bank in New Hampshire: approval rate, denial rate and rates (2025)

TD Bank took 1,811 mortgage applications in New Hampshire in 2025, ranking #6 of 535 lenders active in the state. It originated 55.1% of them and denied 22.5% (28.7% of the applications it decided), against a statewide denial rate of 16.5%.

1.8kApplicationsin NH
28.7%Decision denial ratestate 20.3%
7.54%Median ratestate 6.82%
$125,000Median loanstate $265,000
$230MVolume10 counties

TD Bank in New Hampshire vs the state

22.5%Denial rate+6.04 pts vs state
28.7%Decision denial rate+8.46 pts vs state
55.1%Origination rate-6.66 pts vs state
7.54%Median rate+0.72 pts vs state
0.30Rate spread (pts)+0.06 pts vs state
$114kMedian applicant income
997Loans originated
408Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,8131,05224.7%8.17%#4
20241,68694525.3%8.44%#6
20251,81199722.5%7.54%#6

What TD Bank lends in New Hampshire

By loan purpose

Home purchase 282 16% · 18.1% denied
Refinance 468 26% · 18.4% denied
Cash-out refinance 25 1% · 20.0% denied
Home improvement 703 39% · 24.3% denied
Other / HELOC 333 18% · 28.5% denied

By loan type

Conventional 1,808 100% · 22.5% denied
FHA 3 0% · 33.3% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 225 55%
Credit history 102 25%
Collateral 63 15%
Other 12 3%
Incomplete application 4 1%
Insufficient cash 2 0%

Where in New Hampshire

Counties with the most TD Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 594322134 22.6%
Rockingham County 471268106 22.5%
Merrimack County 20511042 20.5%
Cheshire County 1528143 28.3%
Strafford County 1176326 22.2%
Carroll County 1026121 20.6%
Belknap County 985118 18.4%
Grafton County 482811 22.9%
Sullivan County 15102 13.3%
Coos County 935 55.6%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%
Guild MortgageA 9705.5%6.63%

Frequently asked questions

New Hampshire: 1,811 applications in 2025, of which 997 were originated and 408 denied.

22.5% of all applications, or 28.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans TD Bank originated in New Hampshire in 2025 was 7.54%, against a statewide median of 6.82%.

About this data. Figures are TD Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology