Largest lenders in Coos County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | The Camden National Bank | A | 138 | 82 | 15.9% | 6.63% |
| 2 | Rocket Mortgage | C | 94 | 58 | 27.7% | 6.69% |
| 3 | Service Federal Credit Union | C | 88 | 35 | 30.7% | 6.49% |
| 4 | Citizens Bank | C | 80 | 44 | 27.5% | 7.53% |
| 5 | Lighthouse Federal Credit Union | D | 70 | 38 | 34.3% | 7.06% |
| 6 | Mortgage Research Center | C | 54 | 30 | 18.5% | 6.25% |
| 7 | Fairway Independent Mortgage | B | 52 | 36 | 9.6% | 6.75% |
| 8 | CMG Mortgage | A | 37 | 30 | 8.1% | 6.93% |
| 9 | Mascoma Bank | B | 37 | 23 | 13.5% | 6.50% |
| 10 | Union Bank | B | 35 | 32 | 0.0% | 6.88% |
| 11 | United Shore Financial Services | B | 32 | 18 | 15.6% | 6.63% |
| 12 | AmeriSave Mortgage | D | 30 | 6 | 63.3% | 7.06% |
| 13 | Bangor Savings Bank | B | 29 | 14 | 34.5% | 7.25% |
| 14 | Loandepot.Com | D | 24 | 15 | 29.2% | 7.75% |
| 15 | Crosscountry Mortgage | B | 18 | 11 | 5.6% | 7.38% |
| 16 | Freedom Mortgage | B | 15 | 7 | 6.7% | 6.25% |
| 17 | Discover Bank | F | 14 | 3 | 57.1% | 7.08% |
| 18 | Broker Solutions | D | 14 | 5 | 14.3% | 6.99% |
| 19 | Navy Federal Credit Union | D | 14 | 8 | 14.3% | 6.88% |
| 20 | Bank of America | F | 13 | 6 | 38.5% | 5.81% |
| 21 | Newrez | D | 13 | 7 | 15.4% | 7.00% |
| 22 | Coastal Community Bank | C | 13 | 4 | 7.7% | 11.37% |
| 23 | Pennymac Loan Services | C | 12 | 7 | 8.3% | 5.75% |
| 24 | Figure Lending | C | 12 | 6 | 25.0% | 8.28% |
| 25 | 21st Mortgage | F | 10 | 1 | 80.0% | 8.57% |
Best approval odds in Coos County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | The Camden National Bank | 105 | 21.0% |
| 2 | Rocket Mortgage | 86 | 30.2% |
| 3 | Citizens Bank | 67 | 32.8% |
| 4 | Lighthouse Federal Credit Union | 67 | 35.8% |
| 5 | Service Federal Credit Union | 67 | 40.3% |
What Coos County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Coos County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,101 | 590 | 21.9% | 7.00% | $135,000 |
| 2024 | 1,155 | 627 | 23.7% | 6.99% | $145,000 |
| 2025 | 1,290 | 687 | 22.9% | 6.88% | $155,000 |
Frequently asked questions
22.9% of applications in Coos County were denied in 2025, against 16.5% statewide in New Hampshire.
The Camden National Bank, with 138 applications in 2025 and a denial rate of 15.9%.
The median mortgage application in Coos County in 2025 was for $155,000; the median property value on originated loans was $285,000.