Discover Bank in New Hampshire vs the state
52.9%Denial rate+36.42 pts vs state
79.8%Decision denial rate+59.50 pts vs state
13.4%Origination rate-48.29 pts vs state
8.47%Median rate+1.65 pts vs state
1.88Rate spread (pts)+1.64 pts vs state
$116kMedian applicant income
53Loans originated
209Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,189 | 184 | 40.3% | 8.94% | #11 |
| 2024 | 1,248 | 194 | 45.8% | 8.49% | #10 |
| 2025 | 395 | 53 | 52.9% | 8.47% | #41 |
What Discover Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Discover Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 121 | 25 | 60 | 49.6% |
| Rockingham County | 96 | 10 | 49 | 51.0% |
| Merrimack County | 44 | 2 | 24 | 54.5% |
| Strafford County | 36 | 2 | 21 | 58.3% |
| Cheshire County | 24 | 5 | 14 | 58.3% |
| Carroll County | 17 | 1 | 8 | 47.1% |
| Grafton County | 17 | 2 | 8 | 47.1% |
| Sullivan County | 14 | 0 | 9 | 64.3% |
| Coos County | 14 | 3 | 8 | 57.1% |
| Belknap County | 12 | 3 | 8 | 66.7% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 395 applications in 2025, of which 53 were originated and 209 denied.
52.9% of all applications, or 79.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Discover Bank originated in New Hampshire in 2025 was 8.47%, against a statewide median of 6.82%.
About this data. Figures are Discover Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology