United Shore Financial Services in New Hampshire vs the state
8.8%Denial rate-7.69 pts vs state
9.8%Decision denial rate-10.46 pts vs state
79.1%Origination rate+17.35 pts vs state
6.50%Median rate-0.32 pts vs state
0.14Rate spread (pts)-0.10 pts vs state
$129kMedian applicant income
1,967Loans originated
219Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,261 | 1,011 | 8.3% | 6.98% | #8 |
| 2024 | 1,808 | 1,476 | 8.2% | 6.63% | #5 |
| 2025 | 2,488 | 1,967 | 8.8% | 6.50% | #4 |
What United Shore Financial Services lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most United Shore Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 833 | 656 | 73 | 8.8% |
| Rockingham County | 587 | 480 | 43 | 7.3% |
| Merrimack County | 297 | 234 | 30 | 10.1% |
| Strafford County | 264 | 220 | 19 | 7.2% |
| Belknap County | 137 | 97 | 16 | 11.7% |
| Grafton County | 127 | 99 | 9 | 7.1% |
| Cheshire County | 81 | 66 | 9 | 11.1% |
| Carroll County | 77 | 54 | 12 | 15.6% |
| Sullivan County | 53 | 43 | 3 | 5.7% |
| Coos County | 32 | 18 | 5 | 15.6% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
| Guild Mortgage | A | 970 | 5.5% | 6.63% |
Frequently asked questions
New Hampshire: 2,488 applications in 2025, of which 1,967 were originated and 219 denied.
8.8% of all applications, or 9.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans United Shore Financial Services originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.
About this data. Figures are United Shore Financial Services's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology