St. Mary's Bank Credit Union in New Hampshire vs the state
21.2%Denial rate+4.71 pts vs state
24.3%Decision denial rate+3.99 pts vs state
63.9%Origination rate+2.16 pts vs state
7.25%Median rate+0.43 pts vs state
-0.03Rate spread (pts)-0.27 pts vs state
$131kMedian applicant income
967Loans originated
321Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,401 | 895 | 24.8% | 7.75% | #7 |
| 2024 | 1,369 | 869 | 24.8% | 8.25% | #8 |
| 2025 | 1,514 | 967 | 21.2% | 7.25% | #7 |
What St. Mary's Bank Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most St. Mary's Bank Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 770 | 499 | 168 | 21.8% |
| Rockingham County | 355 | 231 | 78 | 22.0% |
| Merrimack County | 217 | 143 | 44 | 20.3% |
| Belknap County | 51 | 27 | 9 | 17.6% |
| Grafton County | 30 | 14 | 8 | 26.7% |
| Strafford County | 28 | 20 | 2 | 7.1% |
| Cheshire County | 21 | 12 | 5 | 23.8% |
| Carroll County | 19 | 14 | 3 | 15.8% |
| Sullivan County | 9 | 4 | 2 | 22.2% |
| Coos County | 8 | 3 | 2 | 25.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
| Guild Mortgage | A | 970 | 5.5% | 6.63% |
Frequently asked questions
New Hampshire: 1,514 applications in 2025, of which 967 were originated and 321 denied.
21.2% of all applications, or 24.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans St. Mary's Bank Credit Union originated in New Hampshire in 2025 was 7.25%, against a statewide median of 6.82%.
About this data. Figures are St. Mary's Bank Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology