Guild Mortgage in New Hampshire vs the state
5.5%Denial rate-11.03 pts vs state
6.8%Decision denial rate-13.48 pts vs state
70.9%Origination rate+9.22 pts vs state
6.63%Median rate-0.20 pts vs state
0.22Rate spread (pts)-0.02 pts vs state
$132kMedian applicant income
688Loans originated
53Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,093 | 791 | 5.9% | 6.88% | #12 |
| 2024 | 1,063 | 768 | 5.9% | 6.81% | #12 |
| 2025 | 970 | 688 | 5.5% | 6.63% | #11 |
What Guild Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 481 | 344 | 26 | 5.4% |
| Rockingham County | 212 | 152 | 8 | 3.8% |
| Merrimack County | 89 | 64 | 3 | 3.4% |
| Carroll County | 44 | 33 | 4 | 9.1% |
| Belknap County | 42 | 26 | 5 | 11.9% |
| Cheshire County | 31 | 20 | 2 | 6.5% |
| Strafford County | 29 | 17 | 3 | 10.3% |
| Sullivan County | 16 | 13 | 0 | 0.0% |
| Grafton County | 16 | 12 | 1 | 6.3% |
| Coos County | 10 | 7 | 1 | 10.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 970 applications in 2025, of which 688 were originated and 53 denied.
5.5% of all applications, or 6.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Guild Mortgage originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology