Bangor Savings Bank in New Hampshire vs the state
18.8%Denial rate+2.29 pts vs state
21.6%Decision denial rate+1.30 pts vs state
67.6%Origination rate+5.85 pts vs state
7.00%Median rate+0.18 pts vs state
0.19Rate spread (pts)-0.05 pts vs state
$152kMedian applicant income
277Loans originated
77Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 291 | 183 | 19.6% | 7.25% | #37 |
| 2024 | 380 | 239 | 21.3% | 7.38% | #37 |
| 2025 | 410 | 277 | 18.8% | 7.00% | #39 |
What Bangor Savings Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Bangor Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 133 | 90 | 23 | 17.3% |
| Rockingham County | 106 | 70 | 20 | 18.9% |
| Merrimack County | 50 | 39 | 7 | 14.0% |
| Strafford County | 37 | 30 | 5 | 13.5% |
| Coos County | 29 | 14 | 10 | 34.5% |
| Carroll County | 18 | 11 | 5 | 27.8% |
| Belknap County | 15 | 8 | 3 | 20.0% |
| Grafton County | 13 | 9 | 2 | 15.4% |
| Sullivan County | 8 | 6 | 1 | 12.5% |
| Cheshire County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 410 applications in 2025, of which 277 were originated and 77 denied.
18.8% of all applications, or 21.6% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Bangor Savings Bank originated in New Hampshire in 2025 was 7.00%, against a statewide median of 6.82%.
About this data. Figures are Bangor Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology