Coastal Community Bank · New Hampshire · 2025

Coastal Community Bank in New Hampshire: approval rate, denial rate and rates (2025)

Coastal Community Bank took 459 mortgage applications in New Hampshire in 2025, ranking #35 of 535 lenders active in the state. It originated 18.7% of them and denied 2.2% (3.3% of the applications it decided), against a statewide denial rate of 16.5%.

459Applicationsin NH
3.3%Decision denial ratestate 20.3%
9.99%Median ratestate 6.82%
$65,000Median loanstate $265,000
$7.3MVolume9 counties

Coastal Community Bank in New Hampshire vs the state

2.2%Denial rate-14.31 pts vs state
3.3%Decision denial rate-16.98 pts vs state
18.7%Origination rate-42.97 pts vs state
9.99%Median rate+3.17 pts vs state
2.79Rate spread (pts)+2.55 pts vs state
$139kMedian applicant income
86Loans originated
10Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232751141.1%13.99%#40
20244501160.9%12.74%#31
2025459862.2%9.99%#35

What Coastal Community Bank lends in New Hampshire

By loan purpose

Cash-out refinance 63 14% · 0.0% denied
Home improvement 148 32% · 2.0% denied
Other / HELOC 248 54% · 2.8% denied

By loan type

Conventional 459 100% · 2.2% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 5 50%
Credit history 4 40%
Unverifiable information 1 10%

Where in New Hampshire

Counties with the most Coastal Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 182365 2.7%
Merrimack County 80130 0.0%
Strafford County 4050 0.0%
Belknap County 3870 0.0%
Cheshire County 3682 5.6%
Carroll County 2670 0.0%
Grafton County 2551 4.0%
Sullivan County 1911 5.3%
Coos County 1341 7.7%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 459 applications in 2025, of which 86 were originated and 10 denied.

2.2% of all applications, or 3.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Coastal Community Bank originated in New Hampshire in 2025 was 9.99%, against a statewide median of 6.82%.

About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology