Navy Federal Credit Union in New Hampshire vs the state
17.5%Denial rate+1.02 pts vs state
24.2%Decision denial rate+3.91 pts vs state
53.9%Origination rate-7.77 pts vs state
7.50%Median rate+0.68 pts vs state
0.47Rate spread (pts)+0.23 pts vs state
$146kMedian applicant income
342Loans originated
111Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 463 | 231 | 23.1% | 7.20% | #23 |
| 2024 | 555 | 295 | 16.4% | 7.75% | #25 |
| 2025 | 634 | 342 | 17.5% | 7.50% | #23 |
What Navy Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Navy Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 191 | 102 | 31 | 16.2% |
| Rockingham County | 137 | 78 | 24 | 17.5% |
| Merrimack County | 71 | 44 | 15 | 21.1% |
| Strafford County | 53 | 28 | 6 | 11.3% |
| Cheshire County | 43 | 18 | 12 | 27.9% |
| Belknap County | 42 | 19 | 9 | 21.4% |
| Grafton County | 38 | 18 | 7 | 18.4% |
| Carroll County | 28 | 17 | 2 | 7.1% |
| Sullivan County | 17 | 10 | 3 | 17.6% |
| Coos County | 14 | 8 | 2 | 14.3% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 634 applications in 2025, of which 342 were originated and 111 denied.
17.5% of all applications, or 24.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Navy Federal Credit Union originated in New Hampshire in 2025 was 7.50%, against a statewide median of 6.82%.
About this data. Figures are Navy Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology