Pennymac Loan Services in New Hampshire vs the state
11.8%Denial rate-4.73 pts vs state
17.3%Decision denial rate-2.99 pts vs state
54.4%Origination rate-7.30 pts vs state
6.63%Median rate-0.20 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$135kMedian applicant income
370Loans originated
80Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 432 | 202 | 17.4% | 6.63% | #29 |
| 2024 | 542 | 273 | 13.3% | 6.62% | #26 |
| 2025 | 680 | 370 | 11.8% | 6.63% | #21 |
What Pennymac Loan Services lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Pennymac Loan Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 240 | 129 | 30 | 12.5% |
| Rockingham County | 140 | 78 | 17 | 12.1% |
| Merrimack County | 77 | 44 | 7 | 9.1% |
| Strafford County | 53 | 26 | 4 | 7.5% |
| Belknap County | 36 | 22 | 2 | 5.6% |
| Grafton County | 35 | 11 | 9 | 25.7% |
| Carroll County | 34 | 20 | 5 | 14.7% |
| Cheshire County | 28 | 18 | 2 | 7.1% |
| Sullivan County | 25 | 15 | 3 | 12.0% |
| Coos County | 12 | 7 | 1 | 8.3% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 680 applications in 2025, of which 370 were originated and 80 denied.
11.8% of all applications, or 17.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Pennymac Loan Services originated in New Hampshire in 2025 was 6.63%, against a statewide median of 6.82%.
About this data. Figures are Pennymac Loan Services's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology