Freedom Mortgage in New Hampshire vs the state
8.4%Denial rate-8.12 pts vs state
14.0%Decision denial rate-6.28 pts vs state
43.4%Origination rate-18.36 pts vs state
6.25%Median rate-0.57 pts vs state
0.17Rate spread (pts)-0.07 pts vs state
$118kMedian applicant income
316Loans originated
61Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 208 | 87 | 13.9% | 6.75% | #45 |
| 2024 | 424 | 189 | 12.5% | 6.38% | #33 |
| 2025 | 729 | 316 | 8.4% | 6.25% | #19 |
What Freedom Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Freedom Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 222 | 99 | 17 | 7.7% |
| Rockingham County | 150 | 64 | 15 | 10.0% |
| Strafford County | 89 | 38 | 5 | 5.6% |
| Merrimack County | 78 | 25 | 4 | 5.1% |
| Belknap County | 51 | 27 | 6 | 11.8% |
| Cheshire County | 35 | 17 | 3 | 8.6% |
| Grafton County | 34 | 18 | 4 | 11.8% |
| Carroll County | 32 | 11 | 5 | 15.6% |
| Sullivan County | 23 | 10 | 1 | 4.3% |
| Coos County | 15 | 7 | 1 | 6.7% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 729 applications in 2025, of which 316 were originated and 61 denied.
8.4% of all applications, or 14.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Freedom Mortgage originated in New Hampshire in 2025 was 6.25%, against a statewide median of 6.82%.
About this data. Figures are Freedom Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology