Crosscountry Mortgage · New Hampshire · 2025

Crosscountry Mortgage in New Hampshire: approval rate, denial rate and rates (2025)

Crosscountry Mortgage took 965 mortgage applications in New Hampshire in 2025, ranking #12 of 535 lenders active in the state. It originated 70.3% of them and denied 3.5% (4.7% of the applications it decided), against a statewide denial rate of 16.5%.

965Applicationsin NH
4.7%Decision denial ratestate 20.3%
6.79%Median ratestate 6.82%
$375,000Median loanstate $265,000
$281MVolume10 counties

Crosscountry Mortgage in New Hampshire vs the state

3.5%Denial rate-12.97 pts vs state
4.7%Decision denial rate-15.61 pts vs state
70.3%Origination rate+8.55 pts vs state
6.79%Median rate-0.03 pts vs state
0.40Rate spread (pts)+0.16 pts vs state
$144kMedian applicant income
678Loans originated
34Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237715283.0%6.88%#14
20248736232.0%6.95%#13
20259656783.5%6.79%#12

What Crosscountry Mortgage lends in New Hampshire

By loan purpose

Home purchase 590 61% · 2.0% denied
Refinance 156 16% · 1.9% denied
Cash-out refinance 97 10% · 3.1% denied
Home improvement 36 4% · 19.4% denied
Other / HELOC 86 9% · 10.5% denied

By loan type

Conventional 749 78% · 3.7% denied
FHA 158 16% · 3.8% denied
VA 58 6% · 0.0% denied

Why it denied New Hampshire applicants

Collateral 10 29%
Debt-to-income ratio 9 26%
Incomplete application 6 18%
Other 3 9%
Credit history 3 9%
Insufficient cash 2 6%
Employment history 1 3%

Where in New Hampshire

Counties with the most Crosscountry Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 3262349 2.8%
Rockingham County 3092355 1.6%
Strafford County 67435 7.5%
Merrimack County 66413 4.5%
Carroll County 63402 3.2%
Grafton County 40283 7.5%
Belknap County 34193 8.8%
Cheshire County 29152 6.9%
Coos County 18111 5.6%
Sullivan County 13121 7.7%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 965 applications in 2025, of which 678 were originated and 34 denied.

3.5% of all applications, or 4.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Crosscountry Mortgage originated in New Hampshire in 2025 was 6.79%, against a statewide median of 6.82%.

About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology