Loandepot.Com · New Hampshire · 2025

Loandepot.Com in New Hampshire: approval rate, denial rate and rates (2025)

Loandepot.Com took 936 mortgage applications in New Hampshire in 2025, ranking #14 of 535 lenders active in the state. It originated 67.8% of them and denied 14.6% (17.4% of the applications it decided), against a statewide denial rate of 16.5%.

936Applicationsin NH
17.4%Decision denial ratestate 20.3%
6.75%Median ratestate 6.82%
$285,000Median loanstate $265,000
$206MVolume10 counties

Loandepot.Com in New Hampshire vs the state

14.6%Denial rate-1.85 pts vs state
17.4%Decision denial rate-2.91 pts vs state
67.8%Origination rate+6.13 pts vs state
6.75%Median rate-0.07 pts vs state
0.41Rate spread (pts)+0.17 pts vs state
$125kMedian applicant income
635Loans originated
137Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202345427420.9%6.63%#26
202474442819.9%6.99%#17
202593663514.6%6.75%#14

What Loandepot.Com lends in New Hampshire

By loan purpose

Home purchase 279 30% · 2.5% denied
Refinance 158 17% · 8.2% denied
Cash-out refinance 252 27% · 22.6% denied
Home improvement 31 3% · 25.8% denied
Other / HELOC 216 23% · 24.1% denied

By loan type

Conventional 760 81% · 13.2% denied
FHA 131 14% · 22.9% denied
VA 45 5% · 15.6% denied

Why it denied New Hampshire applicants

Collateral 48 35%
Debt-to-income ratio 38 28%
Unverifiable information 23 17%
Credit history 9 7%
Other 9 7%
Incomplete application 9 7%
Insufficient cash 1 1%

Where in New Hampshire

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 28620032 11.2%
Hillsborough County 25317635 13.8%
Strafford County 97719 9.3%
Merrimack County 805415 18.8%
Carroll County 48327 14.6%
Belknap County 41347 17.1%
Grafton County 41228 19.5%
Cheshire County 38159 23.7%
Sullivan County 28168 28.6%
Coos County 24157 29.2%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 936 applications in 2025, of which 635 were originated and 137 denied.

14.6% of all applications, or 17.4% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Loandepot.Com originated in New Hampshire in 2025 was 6.75%, against a statewide median of 6.82%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology