Mortgage Research Center in New Hampshire vs the state
17.9%Denial rate+1.38 pts vs state
27.2%Decision denial rate+6.90 pts vs state
47.2%Origination rate-14.56 pts vs state
6.13%Median rate-0.70 pts vs state
-0.32Rate spread (pts)-0.56 pts vs state
$114kMedian applicant income
380Loans originated
144Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 489 | 234 | 17.0% | 6.75% | #22 |
| 2024 | 629 | 314 | 16.9% | 6.25% | #19 |
| 2025 | 806 | 380 | 17.9% | 6.13% | #18 |
What Mortgage Research Center lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 206 | 92 | 38 | 18.4% |
| Rockingham County | 132 | 57 | 26 | 19.7% |
| Merrimack County | 99 | 47 | 17 | 17.2% |
| Cheshire County | 73 | 34 | 16 | 21.9% |
| Strafford County | 69 | 32 | 9 | 13.0% |
| Coos County | 54 | 30 | 10 | 18.5% |
| Belknap County | 49 | 21 | 7 | 14.3% |
| Grafton County | 47 | 25 | 9 | 19.1% |
| Carroll County | 40 | 21 | 6 | 15.0% |
| Sullivan County | 37 | 21 | 6 | 16.2% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 806 applications in 2025, of which 380 were originated and 144 denied.
17.9% of all applications, or 27.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Mortgage Research Center originated in New Hampshire in 2025 was 6.13%, against a statewide median of 6.82%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology