Newrez · New Hampshire · 2025

Newrez in New Hampshire: approval rate, denial rate and rates (2025)

Newrez took 836 mortgage applications in New Hampshire in 2025, ranking #17 of 535 lenders active in the state. It originated 36.0% of them and denied 17.1% (31.9% of the applications it decided), against a statewide denial rate of 16.5%.

836Applicationsin NH
31.9%Decision denial ratestate 20.3%
6.75%Median ratestate 6.82%
$275,000Median loanstate $265,000
$95MVolume10 counties

Newrez in New Hampshire vs the state

17.1%Denial rate+0.62 pts vs state
31.9%Decision denial rate+11.65 pts vs state
36.0%Origination rate-25.71 pts vs state
6.75%Median rate-0.07 pts vs state
0.50Rate spread (pts)+0.26 pts vs state
$125kMedian applicant income
301Loans originated
143Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202334210621.9%6.75%#35
202453217821.8%7.19%#27
202583630117.1%6.75%#17

What Newrez lends in New Hampshire

By loan purpose

Home purchase 141 17% · 11.4% denied
Refinance 221 26% · 13.1% denied
Cash-out refinance 474 57% · 20.7% denied

By loan type

Conventional 577 69% · 16.1% denied
FHA 140 17% · 29.3% denied
VA 115 14% · 6.1% denied
USDA / RHS 4 0% · 50.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 88 62%
Credit history 17 12%
Collateral 11 8%
Unverifiable information 11 8%
Insufficient cash 8 6%
Other 4 3%
Employment history 4 3%

Where in New Hampshire

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 2388539 16.4%
Rockingham County 2297148 21.0%
Merrimack County 933813 14.0%
Strafford County 64299 14.1%
Carroll County 581613 22.4%
Grafton County 46165 10.9%
Belknap County 43216 14.0%
Cheshire County 38164 10.5%
Sullivan County 1424 28.6%
Coos County 1372 15.4%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 836 applications in 2025, of which 301 were originated and 143 denied.

17.1% of all applications, or 31.9% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Newrez originated in New Hampshire in 2025 was 6.75%, against a statewide median of 6.82%.

About this data. Figures are Newrez's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology