Sofi Bank in New Hampshire vs the state
10.8%Denial rate-5.68 pts vs state
27.3%Decision denial rate+7.00 pts vs state
27.6%Origination rate-34.08 pts vs state
7.90%Median rate+1.07 pts vs state
1.85Rate spread (pts)+1.61 pts vs state
$145kMedian applicant income
92Loans originated
36Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 16 | 10.6% | 6.88% | #114 |
| 2024 | 101 | 45 | 14.9% | 6.63% | #78 |
| 2025 | 333 | 92 | 10.8% | 7.90% | #44 |
What Sofi Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Sofi Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 115 | 35 | 14 | 12.2% |
| Rockingham County | 73 | 23 | 5 | 6.8% |
| Merrimack County | 40 | 8 | 6 | 15.0% |
| Strafford County | 27 | 7 | 2 | 7.4% |
| Grafton County | 21 | 7 | 2 | 9.5% |
| Cheshire County | 15 | 3 | 4 | 26.7% |
| Sullivan County | 13 | 6 | 0 | 0.0% |
| Belknap County | 12 | 2 | 1 | 8.3% |
| Carroll County | 9 | 1 | 2 | 22.2% |
| Coos County | 8 | 0 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 333 applications in 2025, of which 92 were originated and 36 denied.
10.8% of all applications, or 27.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Sofi Bank originated in New Hampshire in 2025 was 7.90%, against a statewide median of 6.82%.
About this data. Figures are Sofi Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology