Bellwether Community Credit Union in New Hampshire vs the state
16.4%Denial rate-0.10 pts vs state
18.8%Decision denial rate-1.45 pts vs state
65.0%Origination rate+3.25 pts vs state
7.25%Median rate+0.43 pts vs state
0.07Rate spread (pts)-0.17 pts vs state
$115kMedian applicant income
317Loans originated
80Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 436 | 268 | 22.5% | 7.75% | #27 |
| 2024 | 389 | 262 | 19.8% | 8.25% | #35 |
| 2025 | 488 | 317 | 16.4% | 7.25% | #30 |
What Bellwether Community Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Bellwether Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 215 | 155 | 24 | 11.2% |
| Merrimack County | 80 | 49 | 13 | 16.3% |
| Rockingham County | 65 | 37 | 12 | 18.5% |
| Strafford County | 34 | 22 | 7 | 20.6% |
| Belknap County | 34 | 21 | 9 | 26.5% |
| Carroll County | 16 | 10 | 4 | 25.0% |
| Cheshire County | 12 | 9 | 2 | 16.7% |
| Grafton County | 10 | 8 | 1 | 10.0% |
| Sullivan County | 9 | 5 | 3 | 33.3% |
| Coos County | 4 | 1 | 2 | 50.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 488 applications in 2025, of which 317 were originated and 80 denied.
16.4% of all applications, or 18.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Bellwether Community Credit Union originated in New Hampshire in 2025 was 7.25%, against a statewide median of 6.82%.
About this data. Figures are Bellwether Community Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology