Valon Mortgage · New Hampshire · 2025

Valon Mortgage in New Hampshire: approval rate, denial rate and rates (2025)

Valon Mortgage took 52 mortgage applications in New Hampshire in 2025, ranking #126 of 535 lenders active in the state. It originated 63.5% of them and denied 17.3% (18.4% of the applications it decided), against a statewide denial rate of 16.5%.

52Applicationsin NH
18.4%Decision denial ratestate 20.3%
7.70%Median ratestate 6.82%
$80,000Median loanstate $265,000
$4.5MVolume9 counties

Valon Mortgage in New Hampshire vs the state

17.3%Denial rate+0.82 pts vs state
18.4%Decision denial rate-1.90 pts vs state
63.5%Origination rate+1.75 pts vs state
7.70%Median rate+0.88 pts vs state
1.61Rate spread (pts)+1.37 pts vs state
$108kMedian applicant income
33Loans originated
9Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246316.7%7.00%#271
2025523317.3%7.70%#126

What Valon Mortgage lends in New Hampshire

By loan purpose

Home purchase 1 2% · 0.0% denied
Refinance 3 6% · 33.3% denied
Cash-out refinance 9 17% · 11.1% denied
Home improvement 12 23% · 33.3% denied
Other / HELOC 27 52% · 11.1% denied

By loan type

Conventional 47 90% · 19.2% denied
FHA 5 10% · 0.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 5 56%
Unverifiable information 1 11%
Insufficient cash 1 11%
Collateral 1 11%
Incomplete application 1 11%

Where in New Hampshire

Counties with the most Valon Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 16103 18.8%
Rockingham County 1262 16.7%
Strafford County 641 16.7%
Belknap County 641 16.7%
Merrimack County 541 20.0%
Grafton County 220 0.0%
Sullivan County 210 0.0%
Cheshire County 211 50.0%
Coos County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 52 applications in 2025, of which 33 were originated and 9 denied.

17.3% of all applications, or 18.4% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Valon Mortgage originated in New Hampshire in 2025 was 7.70%, against a statewide median of 6.82%.

About this data. Figures are Valon Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology