Guaranteed Rate in New Hampshire vs the state
4.6%Denial rate-11.92 pts vs state
7.0%Decision denial rate-13.28 pts vs state
59.7%Origination rate-2.00 pts vs state
6.55%Median rate-0.27 pts vs state
0.18Rate spread (pts)-0.06 pts vs state
$165kMedian applicant income
418Loans originated
32Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 495 | 290 | 4.9% | 6.83% | #21 |
| 2024 | 560 | 389 | 7.3% | 6.75% | #24 |
| 2025 | 700 | 418 | 4.6% | 6.55% | #20 |
What Guaranteed Rate lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Guaranteed Rate applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 256 | 164 | 11 | 4.3% |
| Hillsborough County | 244 | 148 | 10 | 4.1% |
| Carroll County | 45 | 22 | 2 | 4.4% |
| Merrimack County | 34 | 22 | 0 | 0.0% |
| Grafton County | 33 | 18 | 1 | 3.0% |
| Belknap County | 31 | 13 | 2 | 6.5% |
| Strafford County | 30 | 18 | 1 | 3.3% |
| Cheshire County | 11 | 6 | 0 | 0.0% |
| Coos County | 10 | 5 | 4 | 40.0% |
| Sullivan County | 6 | 2 | 1 | 16.7% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 700 applications in 2025, of which 418 were originated and 32 denied.
4.6% of all applications, or 7.0% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Guaranteed Rate originated in New Hampshire in 2025 was 6.55%, against a statewide median of 6.82%.
About this data. Figures are Guaranteed Rate's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology