Eastern Bank in New Hampshire vs the state
28.7%Denial rate+12.17 pts vs state
30.1%Decision denial rate+9.86 pts vs state
62.4%Origination rate+0.71 pts vs state
6.99%Median rate+0.17 pts vs state
-0.16Rate spread (pts)-0.40 pts vs state
$155kMedian applicant income
294Loans originated
135Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 286 | 198 | 24.5% | 7.75% | #38 |
| 2024 | 294 | 183 | 26.9% | 8.25% | #41 |
| 2025 | 471 | 294 | 28.7% | 6.99% | #33 |
What Eastern Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Eastern Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 198 | 119 | 65 | 32.8% |
| Hillsborough County | 133 | 81 | 41 | 30.8% |
| Merrimack County | 47 | 32 | 11 | 23.4% |
| Strafford County | 42 | 30 | 4 | 9.5% |
| Carroll County | 15 | 9 | 6 | 40.0% |
| Belknap County | 13 | 6 | 6 | 46.2% |
| Grafton County | 13 | 12 | 0 | 0.0% |
| Cheshire County | 5 | 2 | 2 | 40.0% |
| Sullivan County | 4 | 3 | 0 | 0.0% |
| Coos County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 471 applications in 2025, of which 294 were originated and 135 denied.
28.7% of all applications, or 30.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Eastern Bank originated in New Hampshire in 2025 was 6.99%, against a statewide median of 6.82%.
About this data. Figures are Eastern Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology