Manufacturers and Traders Trust in New Hampshire vs the state
31.9%Denial rate+15.39 pts vs state
34.5%Decision denial rate+14.26 pts vs state
57.8%Origination rate-3.87 pts vs state
5.99%Median rate-0.83 pts vs state
-1.17Rate spread (pts)-1.41 pts vs state
$122kMedian applicant income
332Loans originated
183Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 404 | 231 | 35.2% | 7.64% | #31 |
| 2024 | 432 | 267 | 28.5% | 7.50% | #32 |
| 2025 | 574 | 332 | 31.9% | 5.99% | #27 |
What Manufacturers and Traders Trust lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Manufacturers and Traders Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 199 | 115 | 65 | 32.7% |
| Hillsborough County | 121 | 59 | 43 | 35.5% |
| Cheshire County | 106 | 68 | 30 | 28.3% |
| Strafford County | 46 | 31 | 13 | 28.3% |
| Carroll County | 35 | 16 | 16 | 45.7% |
| Merrimack County | 24 | 18 | 4 | 16.7% |
| Belknap County | 19 | 11 | 6 | 31.6% |
| Grafton County | 13 | 7 | 3 | 23.1% |
| Sullivan County | 7 | 4 | 3 | 42.9% |
| Coos County | 3 | 2 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 574 applications in 2025, of which 332 were originated and 183 denied.
31.9% of all applications, or 34.5% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Manufacturers and Traders Trust originated in New Hampshire in 2025 was 5.99%, against a statewide median of 6.82%.
About this data. Figures are Manufacturers and Traders Trust's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology