JEANNE D'ARC Credit Union · New Hampshire · 2025

JEANNE D'ARC Credit Union in New Hampshire: approval rate, denial rate and rates (2025)

JEANNE D'ARC Credit Union took 192 mortgage applications in New Hampshire in 2025, ranking #58 of 535 lenders active in the state. It originated 80.2% of them and denied 12.5% (13.2% of the applications it decided), against a statewide denial rate of 16.5%.

192Applicationsin NH
13.2%Decision denial ratestate 20.3%
6.69%Median ratestate 6.82%
$155,000Median loanstate $265,000
$38MVolume9 counties

JEANNE D'ARC Credit Union in New Hampshire vs the state

12.5%Denial rate-3.99 pts vs state
13.2%Decision denial rate-7.08 pts vs state
80.2%Origination rate+18.50 pts vs state
6.69%Median rate-0.13 pts vs state
0.12Rate spread (pts)-0.12 pts vs state
$146kMedian applicant income
154Loans originated
24Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202322817910.1%7.24%#44
202419715410.2%7.43%#51
202519215412.5%6.69%#58

What JEANNE D'ARC Credit Union lends in New Hampshire

By loan purpose

Home purchase 69 36% · 4.4% denied
Refinance 9 5% · 0.0% denied
Cash-out refinance 37 19% · 10.8% denied
Home improvement 56 29% · 23.2% denied
Other / HELOC 21 11% · 19.1% denied

By loan type

Conventional 192 100% · 12.5% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 12 50%
Collateral 8 33%
Credit history 2 8%
Unverifiable information 1 4%
Insufficient cash 1 4%

Where in New Hampshire

Counties with the most JEANNE D'ARC Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 1078912 11.2%
Rockingham County 58457 12.1%
Strafford County 651 16.7%
Belknap County 540 0.0%
Carroll County 532 40.0%
Grafton County 430 0.0%
Sullivan County 321 33.3%
Cheshire County 220 0.0%
Merrimack County 211 50.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 192 applications in 2025, of which 154 were originated and 24 denied.

12.5% of all applications, or 13.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans JEANNE D'ARC Credit Union originated in New Hampshire in 2025 was 6.69%, against a statewide median of 6.82%.

About this data. Figures are JEANNE D'ARC Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology